Any communication or material you provide to us, whether received online, electronically, in person or otherwise collected by or submitted to us, including any data, questions, comments, suggestions or the like, is, and will be treated as, non-confidential and non-proprietary. Anything you submit, transmit or post becomes the property of Bourre Construction Group LLC (“BCG”) and may be used for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, market research, development of prospect lists, project planning, broadcast, posting and marketing, among other things, as permitted by law.
We may also use information transmitted to us through this website to send you electronic and other messages about a property in one of our communities, or an offering from one of our subsidiaries. Your use of our website constitutes your permission to do so. We comply with the Federal CAN-SPAM Act, and make every effort to ensure that our messages are not considered Spam. Of course, you may unsubscribe from any messages we send at any time and will not receive further electronic messages from us by following the instructions included within the message.
Information transmitted over the Internet may find its way to recipients to whom it is not intended or persons you may not want to have such information. Under certain circumstances, this may be beyond the control of BCG, and you are advised that such transmission may not be secure. However, BCG complies with applicable federal law regarding the safeguarding of your personal information, and we employ reasonable administrative, technical and physical safeguards to protect the security, confidentiality, and integrity of your information, as required by law.
Categories of Information We Collect
Contact Information: We may request and collect, without limitation, your name, address, email address, home telephone number, work telephone number, fax number and cell phone number.
Additional Information About You: We may request and collect, without limitation, information about the home you are purchasing, including the community, mailing address, and anticipated closing date.
When you make inquiries concerning career opportunities, we will request a copy of your resume, your highest level of education and information about the type of job you are seeking.
When you make inquiries concerning your current BCG Family of Builders home, we will also request the identity of the community where your home is located.
If you are a real estate agent seeking information on our communities, a party interested in conducting business with BCG or if you contact us with land you have for sale, we will request your contact information.
If you wish to contact our webmaster, we will request your contact information.
Additionally, we may collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income;
- Information we receive from a consumer reporting agency, such as your creditworthiness and credit history; and
- Information about your transactions with us, our affiliates, or others, such as your payment history, the status of a loan application submitted to an affiliate, and parties to a transaction.
Categories of Information We Disclose
We may use, share, or disclose all of the information that we collect from you as a current or former customer as described above.
Parties to Whom We Disclose
We may disclose nonpublic personal information about you to the following types of select third parties:
- Financial service providers, such as mortgage bankers and insurance agents;
- Non-financial companies, such as retailers and direct marketers;
- We may use and share your contact information and new home information among BCG subsidiaries and affiliates to provide you with offers from BCG subsidiaries and affiliates that we believe may be of interest to you;
- We may share your contact information and new home information with third parties who assist BCG in offering products or services to you;
- We may share your contact information and new home information with carefully selected third parties that agree with BCG to offer products or services to users of the Website.
Information Sharing with Companies that Perform Services on our Behalf
We may disclose any or all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. The categories of third parties with whom we have contracted may include, among others:
- Financial service providers, such as credit card issuers, finance companies, insurance agencies or companies, banks, and mortgage companies;
- Other service providers, such as tax vendors, print vendors, and software programmers
Information Sharing with Non-Affiliated Companies
We may disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law. We may also share your nonpublic personal information with nonaffiliated companies pursuant to consents that you provide and for our everyday business purposes, such as to process transactions, maintain accounts, respond to court orders and legal investigations, or report to credit bureaus.
If you prefer that we not disclose nonpublic personal information about you, as described above, to nonaffiliated third parties, you may opt out of those disclosures, that is, you may direct us not to make those disclosures (other than disclosures permitted by law). If you wish to opt out of disclosures to nonaffiliated third parties, you may contact us on the web as described below.
Your Privacy Rights Under the Fair Credit Reporting Act
Information Sharing with Affiliates
Except as provided below, we may disclose nonpublic personal information about you to our affiliates, including Universal American Mortgage Company, LLC and Universal American Mortgage Company of California (UAMC), as permitted by law.
Notice of Your Ability to Limit Sharing of Creditworthiness Information
Under federal law, we are permitted to share information about our own transactions and experiences with you with our affiliates.
However, federal law limits our ability to share other consumer report information (creditworthiness information) with our affiliates, such as information regarding your income, assets, and liabilities that you provide to us or that we obtain from a consumer credit report. Federal law permits you to opt out of the disclosure of your creditworthiness information among our affiliates. If you wish to opt out of the disclosure of your creditworthiness information to our affiliates, contact us by on the web as described below.
Notice of Your Choice to Limit Marketing
You may limit our affiliates in the BCG group of companies, such as our affiliates, from marketing their products or services to you based on your personal information that we collect and share with them. This information includes your income, your account history, and your credit history.
Your choice to limit marketing offers from our affiliates will apply until you tell us to change your notice. If you wish to limit marketing offers, contact us on the web as described below.
How to Opt-Out of Information Sharing
To limit the information sharing described above, contact us by clicking this link Opt Out Form.
For California Consumers
Your California Privacy Rights
You may request certain information from BCG concerning the customer information that we have shared with third parties for their direct marketing purposes. The information, which we will provide free of charge once per calendar year upon request, includes a list of the types of customer information that we have provided to third parties for their direct marketing purposes and the names and addresses of all third parties with which we have shared such information during the past calendar year. We will provide the information to you within 30 days of your request.
To request that we provide you with such information, please send a written request to email@example.com. Within 30 days of receiving your request, we will provide you with the information at the address you designate in your request, which may be an email address or physical address.
Confidentiality and Security of Information
We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
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